Mortgage Compliance Investigations LLC
Find out who really owns your loan. If anyone.
Forensic mortgage audits and chain-of-title investigations by a Texas-licensed private investigator.
Mortgage Compliance Investigations LLC (mortgagecomplianceinvestigations.com) is a Texas-licensed private investigation firm that performs forensic mortgage audits and chain-of-title work, primarily for homeowners dealing with foreclosure or questions about who owns their loan.
Who they are
The company is operated under Texas PI license #A20449. It is based in Manor, Texas, and says it serves clients nationwide. It is not a law firm and states that it does not give legal advice or guarantee any particular court outcome.
What they offer
Their main product is a chain of title analysis and mortgage fraud investigation (listed at $2,600–$3,500). The work typically includes:
- Tracing assignments, endorsements, and transfers of the note and mortgage/deed of trust
- Reviewing whether the party seeking to foreclose can show it is the “person entitled to enforce” the note
- Looking at securitization documents (pooling and servicing agreements, prospectuses) when the loan was bundled into a trust
- Producing a written report and, when they believe it is warranted, a sworn affidavit intended for use in court
They advertise a money-back guarantee if the investigation finds nothing, a free consultation, and a typical turnaround of 5–10 business days after documents are received. They also note they work with foreclosure-defense attorneys.
How they position the service
The site argues that many mortgages were sold, assigned, or placed into securitization trusts with missing, late, or defective paperwork, and that this can affect standing to foreclose. They contrast licensed PI work (which can support a sworn affidavit) with unlicensed “audit mills.” Client reviews posted on the site and SoTellUs describe reports used in foreclosure cases.
Practical notes
- They ask homeowners to provide loan documents for an initial review.
- Results depend on the specific loan file and applicable state law; courts have treated securitization and chain-of-title arguments differently across jurisdictions.
- Investigations are described as conducted under Texas Occupations Code §1702, with references on the site to RESPA, TILA, and the FDCPA as related legal frameworks—not as a promise of a legal result.
This page is an informational draft about a third-party investigative service. Mortgage Compliance Investigations LLC is not a law firm. It does not provide legal advice or guarantee any particular legal outcome. A chain-of-title finding is not the same as a court ruling. Anyone considering foreclosure defense should consult a licensed attorney in the relevant state.